Justine Milton Photography

Have fun covering up.
High necklines are not only on trend, they also offer a fashionable way to stay warm says Brandy. But if you need a bit more help warding off the cold, wrap yourself in a fur (or better yet), faux fur stole. She says they're not just for the bride and this offers the perfect pop of color for a wedding look.

For a wrap alternative, George Robert Fuller, stylist to the Obamas and Chaka Khan, recommends a capelet. It's easily removed and provides a dramatic, multi-dimensional look to any outfit.

If you prefer something more traditional, then simply upgrade your wool scarf or pashmina with the unique, textured look of alpaca wrap says Brianne Garritano Owner, Marquette Avenue Events.

Style Me Pretty Contributor - Ximena N. Larkin is a writer and publicist. She lives in Chicago with her husband and dog. More at ximenalarkin.com.